It's always nice to be prepared, especially when you are trying to obtain a HOME LOAN!

Here is a list of things you might want to keep and not throw away -- also, you might want to do some digging to find some other items too -- only if they apply!

1. Current I.D. or Driver's License
2. Social Security Card
3. Current pay stubs -- four if paid weekly; two if bi-weekly
4. Last two years' W-2 forms for all jobs worked
5. If you have a bank account, we will need three months' current bank statements for all accounts being used to verify assets
6. Quarterly statements if using any 401(K) or retirement assets
7. Name and telephone number of landlord
8. Divorce papers if divorced, and you are paying alimony or child support
9. Bankruptcy and Discharge Papers if you have had a bankruptcy

If you are refinincing, please also include:

10. Copy of current mortgage payment coupon
11. Name and telephone number of Homeowner Insurance Agent

Not a long list, but a list any way you look at it. Now you are aware of the items that you will need to round up. Let's get the loan process going -- and good luck!